Top 5 Instant Personal Loan Apps in India

Getting a loan at interest is a bad practice, but sometimes due to financial problems we are forced to take a loan. If you have any critical financial problems, then I would recommend to you to take a loan from these top 5 instant personal loan apps.

The interest rate and processing fee are a bit higher from these top 5 personal loan apps, but approval chances is absolutely better from other personal loan apps.

top 5 instant personal loan apps

The Top 5 Best Instant Personal Loan Apps in India is Below.

  1. Kreditbee (Fast Approval)
  2. Kreditzy (Fast Approval)
  3. Money View (Good Customer Support)
  4. FlexSalary (Low Charges)
  5. InstaMoney

Main requirement to get loan from these top 5 instant personal loan apps.

 

kreditbee

  • Salary above ₹ 10,000 per month
  • Age above 21 years
  • KYC Address proof
  • PAN ID
  • For Example for R.s 10000 (First Time)

top 5 loan app

Apply Now – Use Code SUVM62I8Q to get discount on processing fees.

 

kreditzy

  • Salary above ₹ 10,000 per month
  • Age above 21 years
  • KYC Address proof
  • PAN ID

Apply Now – Use Code SUVMSX6ZQ to get discount on processing fees.

 

Money View

  • Salary above ₹ 13,500 per month
  • Age above 21 years
  • Bank Statement (PDF)
  • ID and Address proof

Apply Now – Use Code SHANUBSP and get 500 Amazon Voucher.

 

FlexSalary (Only salaried individuals)

  • Salary above ₹ 8,000 per month
  • Age above 18 years
  • Bank Statement
  • ID and Address proof
  • Last 3 months payslips
  • Net banking verification

 

InstaMoney

  • Salary above ₹ 12,000 per month
  • Age above 21 years
  • Bank Statement
  • Address proof
  • Last 2 months payslips

Apply Now – Use Code LDC405300 to get discount on processing fees.

Interest, Processing fees and other Charges these top 5 instant personal loan apps.

 

kreditbee
  • Flexi Personal Loan – annualized interest rate varies between 18-29.95%.
  • Personal Loan for Salaried – annualized interest rate varies between 15-29.95%.
  • E-voucher loans – annualized interest rate varies between 0-24%.
  • Flexi Personal Loan monthly tenure loan products – Processing fee varies from Rs. 100 up to Rs. 1,000 flat
  • Personal Loan for Salaried loan product (Loan amount from Rs. 10,000 to Rs. 2,00,000) – Processing fees ranges
  • from Rs. 750 to up to 3.5% of the Loan amount
  • E-voucher loans – Processing fees ranges from Rs. 0 to up to 3% of the Loan amount
  • (Late payment charges and more –  click here)
Kreditzy
  • Short Term Personal Loan – annualized interest rate varies between 18-35.95%.
  • Monthly tenure Instant Personal Loan – interest rates are calculated at 29.95% Annualized Interest Rate.
  • Instant Personal Loan 30 Day tenure and monthly tenure Instant Personal Loan Plus loan products – Processing fee varies from Rs. 100 up to Rs. 1000 flat

For more about FAQ click here

Money View
  • Interest Rate – Starting from 1.33% per month
  • Loan Processing Charges – Starting from 2.5% of the approved loan amount
  • For full payment of your loan, you should have paid a minimum of 3 EMIs.
  • Interest on Overdue EMIs – 2% per month

Learn more click here

FlexSalary
  • Interest rate* – up to 3% per month
  • Processing fee – INR 650 or 500 One-time payable only upon Loan Disbursement
  • Line usage fee* – up to INR 175 per each INR 10,000 per month pro-rated for amount and term outstanding equalling 1.75% per month
  • Annual percentage rate – 36%
  • Loan tenure – Up to 3 Years (Open-ended)

FAQ click here

InstaMoney
  • Loan amount Rs. 5,000 – Rs. 200 + GST
  • Loan amount Rs. 6,000 – Rs. 7,000 – Rs. 300 + GST
  • Loan amount Rs. 8,000 – Rs. 10,000 – Rs. 400 + GST
  • 199/- to verify your credit details (non refundable)

more click here

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also read How to Avoid The Scams When Trying to Earn Money

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